Credit+Card+Table+Comparison+(Group+3)

__MASTER CARD__  For purchases? ||=  19.5% || Fixed or variable? Tiered? ||=  fixed || If you carry over a balance? ||=  0 days || One cycle or two? ||=  one || average || Annual ||=  $59.00 || $20 || $35 || Transaction fees ||=  || Secured? Regular? Premium? ||=  secured || Rebates ||=  Varies between .25%-.8% || No || --- || -Survey Report by Name of Financial Institution || ** Availability and Credit Card Plan ** || ** Annual Percentage Rate ** || ** Type of Pricing ** || ** Index ** || ** Grace Period (days) ** || ** Annual Fee ** || ** Other Features ** || ** Telephone ** ||
 * **Feature ** ||= **Master Card ** ||
 * **What are the APRs? **
 * For cash advances? ||= 19.5% ||
 * For balance transfers? ||= 19.5% ||
 * <span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">If you pay late? ||= <span style="font-family: 바탕;"> 29.24% ||
 * **<span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">What type of interest does the card have **<span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">?
 * **<span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">How long is the grace period? **<span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">
 * <span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">If you pay off the balance each month? ||= <span style="font-family: 바탕;"> 0 days ||
 * <span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">For cash advances? ||= 0 days ||
 * **<span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">How is the finance charge calculated? **<span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">
 * <span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">Including or excluding new purchases? ||= <span style="font-family: 바탕;"> including ||
 * <span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">Average or adjusted? ||= <span style="font-family: 바탕;">
 * <span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">Minimum finance charge? ||= <span style="font-family: 바탕;"> ||
 * **<span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">What are the fees? **<span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">
 * <span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">Late-payment ||= <span style="font-family: 바탕;"> $20 ||
 * <span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">Over-the-credit-limit ||= <span style="font-family: 바탕;">
 * <span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">Set-up ||= <span style="font-family: 바탕;">
 * **<span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">What are the cash advance features? **<span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">
 * <span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">Limits ||= <span style="font-family: 바탕;"> ||
 * **<span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">How much is the credit limit? ** ||= <span style="font-family: 바탕;"> $300 ||
 * **<span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">What kind of card is it? **<span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">
 * **<span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">Does the card offer other features? **<span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">
 * <span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">Frequent flier miles ||= <span style="font-family: 바탕;"> No ||
 * <span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">Insurance ||= <span style="font-family: 바탕;">
 * <span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 굴림; mso-font-kerning: 0pt;">Other ||= <span style="font-family: 바탕;">
 * <span style="font-family: 바탕;"> ||= <span style="font-family: 바탕;"> ||
 * ** Institution **
 * BANCORPSOUTH BANK

||  R- MASTERCARD

||  8.90

|| <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Variable || <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Prime rate ||  30

||  0

|| <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Not reported ||  (800) 844-2723

||
 * BANCO POPULAR NORTH AMERICA

||  R- MASTER CARD

||  8.49

|| <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Variable || <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Prime rate ||  25

||  0

||  2,3,4,6,9,

||  (888) 317-9062

||
 * AMERIPRISE BANK, FSB

||  N- MASTERCARD

||  4.50

|| <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Variable || <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Prime rate ||  30

||  150

|| <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;"> Not reported ||  (866) 715-4255

||
 * BANK OF LOUISIANA

||  N- VISA AND MASTERCARD

||  9.90

|| <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Fixed || <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;"> Not applicable ||  25

||  0

|| <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;"> Not reported ||  (800) 353-6454

||
 * BARCLAYS BANK DELAWARE

||  N- US AIRWAYS WORLD MASTERCARD

||  13.2

|| <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Variable || <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Prime rate ||  20

||  49

||  3,4,5,6,9,

||  (866) 419-0881

||
 * BOONE COUNTY NATIONAL BANK OF COLUMBIA, THE

||  R- MASTERCARD/VISA

||  17.4

|| <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Fixed || <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Not applicable ||  25

||  0

||  1,4,5,7,9,

||  (800) 445-9272

||
 * CAPITAL ONE BANK (USA), NATIONAL ASSOCIATION

||  N- MASTERCARD

||  18.1

|| <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Variable || <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Prime rate ||  25

||  0

|| <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Not reported ||  (800) 955-7070

||
 * CHASE BANK USA, NATIONAL ASSOCIATION

||  N- MASTERCARD

||  9.99

|| <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Fixed || <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Not applicable ||  20

||  0

|| <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;"> Not reported ||  (888) 684-7370

||
 * COPPERMARK BANK

||  R- MASTERCARD

||  16.2

|| <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Variable || <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Prime rate ||  25

||  15

|| <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Not reported ||  (405) 593-1557

||
 * AMALGAMATED BANK OF CHICAGO

||  N- AMALGAMATED BANK OF CHICAGO - MASTER

||  9.25

|| <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Variable || <span style="font-size: 10pt; font-family: Batang; mso-bidi-font-family: Gulim; mso-hansi-font-family: Batang;">Prime rate ||  25

||  0

||  4,5,10,

||  (800) 365-6464

||

1 = Rebates on purchases 2 = Extension of manufacturer’s warranty 3 = Purchase protection/security 4 = Travel accident insurance 5 = Travel-related discounts 6 = Automobile rental insurance 7 = Non-travel-related goods and services 8 = Credit card registration 9 = Reduced introductory interest rate available 10 = Other, not specified
 * Other features**