Credit+Card+Table+Comparison+(Group+2)

By: Victoria Neville & Lauren Gallahue Comparing a VISA! (Classic) ADVANCE FEATURES?** || || FEATURES?** || ||
 * Credit Card Table Comparison (Group 2)**
 * **WHAT ARE THE APRs?** || ||
 * // For Purchses: // || 10.9% APR ||
 * // For Cash Advances: // || 10.9% APR ||
 * // For Balance Transfers: // || 10.9 % APR ||
 * // If You Pay Late: // || NONE ||
 * **WHAT TYPE OF INTREST DOES THE THE THE CARD HAVE?** || ||
 * // Fixed or Variable? Tiered? // || Variable ||
 * **HOW LONG IS THE GRACE PERIOD?** || ||
 * // If You Carry Over a Balance: // || 25 Days ||
 * // If You Pay Off the Balance Each Month th Month: // || 25 Days ||
 * // For Cash Advances: // || 25 Days ||
 * **HOW IS THE FINAANCE FINANCE CHARGE CALCULATED?** || ||
 * // One cycle or two: // || One cycle ||
 * // Including or Excluding New Purchases: // || Including ||
 * // Average or Adjusted: // || Average ||
 * // Minimum Finance Charge: // || NONE ||
 * **WHAT ARE THE FEES?** || ||
 * // Annual: // || NONE ||
 * // Late Payment: // || $15 ||
 * // Over-the-Credit-Limit: // || $10 ||
 * // Set-Up // || Free (for regular and student cards) ||
 * **WHAT ARE THE CASH
 * // Transaction Fees: // || NO ||
 * // Limits: // || $500 ||
 * **HOW MUCH IS THE CREDIT LIMIT?** || $20,000 ||
 * **WHAT KIND OF CARD IS IT?** || ||
 * // Secured? Regular? Premium? // || Regular à (however they offer secured, student, and premium) ||
 * **DOES THE CARD OFFER OTHER
 * // Rebates: // || Yes, they have Incentive Cards ||
 * // Frequent Flyer Miles: // || Yes ||
 * // Insurance: // || No ||
 * Other: || Earn points for different leading retailers, travel and hotel ||
 * Gloria Nwafor & Kathleen Edouard || || || ||
 * Table Two || || || || || || ||
 * Cost of Credit Card Purchase with $3000 balance || || ||
 * Interest Rate 18% and 1.5% monthly annual fee of $49 || || ||
 * Month || Balance || Payments || Purchases || Interest & Fee || Interest & Fees (cumulative) || ||
 * 1 || $3,000 || $200 || $115 || $45 + $49 || $94 || ||
 * 2 || $3,009 || $200 || $115 || $45.14 + $49 || $94.14 || ||
 * 3 || $3,018.14 || $200 || $115 || $45.27 + $49 || $94.27 || ||
 * 4 || $3,027.41 || $200 || $115 || $45.41 + $49 || $94.41 || ||
 * 5 || $3,036.82 || $200 || $115 || $45.55 + $49 || $94.55 || ||
 * 6 || $3,046.37 || $200 || $115 || $45.70 + $49 || $94.70 || ||
 * 7 || $3,056.07 || $200 || $115 || $45.84 + $49 || $94.84 || ||
 * 8 || $3,065.91 || $200 || $115 || $45.99 + $49 || $94.99 || ||
 * 9 || $3,066.06 || $200 || $115 || $46 + $49 || $95 || ||
 * 10 || $3,076.06 || $200 || $115 || $46.14 + $49 || $95.14 || ||
 * 11 || $3,086.20 || $200 || $115 || $46.29 + $49 || $95.29 || ||
 * 12 || $3,096.49 || $200 || $115 || $46.45 + $49 || $95.45 ||  ||
 * 11 || $3,086.20 || $200 || $115 || $46.29 + $49 || $95.29 || ||
 * 12 || $3,096.49 || $200 || $115 || $46.45 + $49 || $95.45 ||  ||